Real estate appraisal services for homeowners in the city of Canyon Lake and Comal CountyThe top seven reasons why Texas homeowners call on Carley Appraisal:
We at Carley Appraisal understand the individual needs of a customer seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. Being a regular homeowner that ordinarily doesn't look at appraisals on a regular basis, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis. Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value assessment than yours.Challenging property tax assessmentsYour local tax assessor may have your house overvalued if you live in an area that is declining or is not appreciating as much as other homes nearby. That means you are going to pay more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Carley Appraisal is your chief weapon when contesting your property tax assessment.Need to remove PMI?PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. We're experts in helping consumers just like you delete undesirable PMI insurance.HELOC recently frozen?Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can be unsuitable from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Carley Appraisal can provide you with efficient appraisal to help you reinstate your home equity line of credit.Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for precision? An appraiser from Carley Appraisal can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? Carley Appraisal can help you with that. While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your house. |
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